Money iOS

Contact Support

Contact Support

If you have experienced any problems with the app, tap Report a Problem in Preferences, and send us the automated email message containing diagnostics data from the app (diagnostics data does not include any personal and/or account information). Please describe the nature of the issue as briefly and accurately as you can, so our support team can figure it out and help you quicker.

Got a question that is not covered by this document? No worries! We’re here to help, just drop us a line at support@jumsoft.com.

Preferences

The preferences in Money allow managing the following parameters:

• Categories
• Payees
• Tags
• Currencies
• iCloud
• Password
• Backup
• Premium features

Premium Features

Money is a free download that allows users to try out the app without any commitment. The free version is limited to 100 transactions – reaching or exceeding this limit will no longer allow adding new transactions, and will require a Money Premium subscription, which includes Direct Downloads, to proceed. Premium features can be managed in Money Preferences > Premium.

Money Premium Subscription

Opting in for a Money Premium subscription unlocks the full unlimited functionality for the duration of the subscription and allows users to connect their accounts to over 32,000 financial institutions across 57 countries to have them synced automatically.

There are two subscription plans – Monthly and Annual. Both of these plans are renewed automatically unless canceled at least 24-hours before their scheduled renewal.

To manage your subscriptions, go to Preferences > Premium > Manage Subscriptions.

Users of Money Standard from Money 5 and 6

Money Standard users upgrading from Money 5 or Money 6 will be able to use the app without limits with the omission of connected accounts.

Backup

By default, Money backs up your data regularly so it can be restored if necessary. It creates regular backups for up to 8 weeks in the past, so multiple copies of your data will always be available on hand.

You can also make backups manually in Preferences > Backup by tapping ‘Backup Now’. Money can store any number of manual backups as long as your device’s storage allows it. Manual backups will be stored indefinitely until deleted manually.

Restoring from backup

Restoring from backup is a last-resort feature, so we strongly recommend only using it in cases where circumstances absolutely require it.

When you select a backup in Preferences > Backup and tap Restore, Money will automatically disconnect from iCloud, wipe all of its local data, and replace it with the data from the backup.

In order to resume syncing across multiple devices using the restored data, all Money data must be wiped from your iCloud storage, and all Money copies on other devices should be reset as well.

Wipe Money data from iCloud:

1. Disable iCloud sync on all your devices that have Money installed. Do this in Money Preferences > iCloud;
2. Wipe iCloud data:
• if you are on a Mac: in Preferences > iCloud, press the Option (alt) key – a ‘Wipe iCloud’ button will appear. Click it and confirm the action.
• if you are on an iOS device: in Preferences > iCloud, lightly shake your device to do this, a dialog will pop up asking if you want to wipe Money data from iCloud. Confirm it.

To completely delete any locally stored information in Money on iOS devices, simply delete and re-install Money.

To get instructions on how to completely delete any locally stored information from Money on Mac, contact support at support@jumsoft.com.

Tags

Tags are keywords used to give more differentiating parameters to your transactions. Use tags to add specific details to your transactions, which will allow viewing even more detailed reports based on tags. The tags list in Preferences > Tags allows you to add, edit, or remove tags. You can use preset tags in Money, as well as create your own. Tags can also be added on the go, when adding transactions.

To use a word as tag, put # before it in notes. Using this method, you can write complete sentences in notes and use words in the sentence as tags.

For complete management of tags, go to Preferences > Tags.

Manage tags

Tags can be entered when creating or editing transactions on the go. If the tag you type in the note field does not exist, you can create a new tag from the entry you typed.

For complete management of tags, go to Preferences > Tags.

Add a new tag
To add a new tag, go to Preferences > Tags and tap Edit, then tap “+ Tags”.

Edit tag
You can edit tags in preferences by tapping the selected tag and then tapping Edit.
This will also allow setting a specific color to the tag.

Delete tag
To delete a tag, go to Preferences > Tags, then tap the item you want to delete. Tap Edit, then tap Delete Tag.

Payees

A payee is a company or a person with whom a transaction is conducted. The payees list in Preferences > Payees allows you to add, edit, or remove payees. Money offers payee discovery using an Apple Maps API. You can also add your own payees when adding transactions on the go. Later you can customize them with personalized pictures, icons.

Manage payees

Payees can be entered when creating or editing transactions on the go. If the item you type in the payee field does not exist, you can create a new payee from the entry you typed.

For complete management of payees, go to Preferences > Payees.

Add a new payee
To add a new payee, go to Preferences > Payees and tap Edit, then tap “+ Payee”. Enter a name for your payee – Money will use an Apple Maps API to discover matching payees, or you can create your own.

Edit payee
You can edit payees in preferences by tapping the selected payee and then tapping Edit.

This will allow editing the payee’s name, address, location, add notes and tags.

Delete payee
To delete a payee, go to Preferences > Payees, then tap the item you want to delete. Tap Edit, then tap Delete Payee.

Categories

The transaction category defines a class of spending or income. Money has many built-in categories, and for accurate finance tracking, it is important to assign proper categories for all transactions, as the accuracy and level-of-detail for reports and budget rely heavily on transaction categories.

Three types of categories in Money:

• Income: salary, bonuses, dividends, allowances, interest income, etc.
• Expenses: food, rental, entertainment, clothing, travel, etc.
• Transfer: transfer of funds from one account to another.

Many categories contain subcategories. A subcategory is used to provide further details to a transaction for accuracy. For example, an expense categorized as “Automobile” may have subcategories like oil, gas, service, repair, parts, etc. New categories can be created when adding a transaction.

Manage categories and subcategories

Categories can be entered when creating or editing transactions on the go. If the item you type in the category field does not exist, you can create a new category.

For complete management of categories and subcategories, go to Preferences > Categories and tap Edit.

Add a new category or subcategory
To add categories or subcategories, go to Preferences > Categories, then tap Edit. To add a category, tap “+ Category” at the top of the list. To add a new subcategory, tap “+ Subcategory” under a category where you want to add it.

Edit category or subcategory
To edit a category or subcategory, go to Preferences > Categories, then tap the item you want to edit. Tap Edit to enable editing the item.

Delete category or subcategory
To delete a category or subcategory, go to Preferences > Categories, then tap the item you want to delete. Tap Edit, then tap Delete Category.

Currency

Money supports virtually all internationally available currencies and a variety of cryptocurrencies and offers constantly updated exchange rates. You can keep all currencies updated automatically or indicate your own exchange rates.

Manage currencies

Currencies can be added when creating or editing transactions on the go. Edit a transaction to change/add currencies associated with it.

For complete management of currencies, go to Preferences > Currencies.

Add a new currency
To add a new currency in preferences, tap Add Currency and select the currency from the list.

Edit currencies
You can edit currencies in preferences by tapping each currency entry in the list.

This will enter the currency editing screen. If you disable “Update Rate Automatically”, you will be able to enter an exchange rate manually and this currency’s rate will no longer be updated until you change this setting.

Delete currencies
To delete a currency, go to Preferences > Currencies, tap the currency you wish to delete, tap Edit, then tap Delete Currency.

Note: you will not be able to delete a currency as long as it has transactions associated with it.

Investments

Money can be used to track activity in your investment accounts (like individual retirement accounts, simplified employee pension plans, etc.). You will notice that the investment account is divided into two main components that work together to help you track investments in Money:

Transactions. Used to record all transactions related to the securities you own.

Portfolio. Provides a list of all securities you own or are interested in, a quick summary of your gains and losses, the present and historical value of your holdings, as well as a place to track stock and currency quotes.

Note: you can add new securities and transactions in both sections. However, the full list of securities and their values is only displayed in Portfolio, and the full list of transactions is only available in the transactions view.

To create a new investment account, proceed with the usual steps of creating a new account, only select “Investment” as an account type. You will also need to indicate the account from which the payments will be made.

Adding investment transactions

To add a new investment transaction, select your investment account in Overview, ten tap the Transactions tab.

1. Tap Add Transaction;
2. Enter the details to match the data from your investment transaction:
• Name or code of security: enter the name or code of a security you wish to add, and Money will display what it finds.
• Type: tap “+/-“ to select transaction type (buy, sell, dividend, split).
• Number of shares or split ratio: enter the number of shares to purchase or sell or the share split ratio.
• Amount: indicate the value of the transaction
• Date: enter the date of the transaction
• Notes & #Tags: add notes and tags or attachments to the transaction.

Tracking securities
To track securities that you own, you must first create an investment account and then add several investment transactions to record the purchase of these securities. You can then monitor the performance of your holdings using the portfolio. You can also add securities you do not own but want to keep an eye on to follow their quotes. All your tracked securities are displayed in the portfolio tab.

Adding a security for following

• Go to the portfolio section of your investment account, tap Add Stock;
• Enter the security’s name or code – Money will use data from Yahoo! Finance to update quotes.

Alternatively

• Go to the transaction section of your investment account, tap to Add Transaction;
• Configure the transaction to reflect the data of and your investment in the security. This will add the security for tracking its progress in the portfolio section.

Edit investments
You can edit the securities or investment transactions like you would edit regular transactions. Find the item you want to edit and tap it, then tap Edit to be able to change transaction information.

Delete investments
You can delete securities or investment transactions like you would delete regular transactions. Tap the item you wish to delete, tap Edit, then tap Delete Transaction.

Portfolio

Portfolio works with your investment account to provide summary information about the securities you own or follow. Every investment account has a portfolio view to track securities associated with it. Any securities that are added via investment transactions are automatically added to the portfolio chart.

Portfolio also automatically includes data from your investment transactions. For example, if you add transactions buying 9 shares and selling 4 of the same shares, portfolio will automatically indicate that you own 5 shares and display their cost value, market value, and gain or loss.

Portfolio entries that have transactions associated with them feature the following data:

• Name
• Symbol
• Quote
• Shares: the number of shares you own based on transactions entered with this security.
• Cost: the cost basis of the security, calculated from the price and commission entered for all relevant transactions associated with this security.
• Market value: the current estimated value of your shares, equal to the quote multiplied by the number of shares.
• Day gain: the difference between the current quote and the security’s opening price on the current date.
• Gain: the difference between the current value of the shares and their purchase value.
• Overall return: your final result with the security. It includes all capital gains and any dividends or interest paid. Overall return differs from stock price growth because of dividends.

Reports

Using reports, you will see Money demonstrate its true value. After putting in the time and effort to set up your accounts, enter transactions, and categorize your income and expenses, you can use reports to make sense of all that information quickly and easily. Reports rely heavily on transaction categories and payees, so the key to generating effective and deeply informative reports is to assign appropriate categories and/or payees to each of your transactions.

With virtually no additional setup, Money can generate informative and visually rich breakdowns of your spending habits, track changes in a particular expense from month to month, list all the transactions assigned to a particular category, and much more. With each entry of data into Money, reports are automatically updated and can be printed, saved, or shared.

Customizing reports

Reports can be customized to reflect a certain period. Money supports the following default periods for reports:

• Week
• 2 Weeks
• Month
• Year
• Custom

Note: default periods can have a custom start date.

By default, Money reflects all transactions in reports. To select what data is included in the reports, tap Edit. This will allow selecting what accounts, payees, categories, and tags to include in or skip from the report. Adjust the toggle with each item to include it in or exclude from the report.

You can further customize the report sections by selecting what to display – swipe left and right on each report section to see different options. You can see the Net Worth, Net Income and Future Forecast graphs and charts based on your selected period.

The second section tracks your expenses. You can see the graphs and charts based on your expenses during your selected period by category, payee, tag, or date.

The third section tracks your income. You can see the graphs and charts based on your income during your selected period by category, payee, tag, or date.

The fourth section lists your transactions for your selected period by category, payee, tag, also any recurring transactions.

Note: you can enter a more detailed view for each section by tapping it in the Reports workspace.

Scheduler

Some transactions occur on a regular basis. The Scheduler in Money is designed to conveniently display your upcoming transactions in a weekly or monthly calendar view, with effortless confirmation.

You can see and manage a list of existing transactions, as well as schedule new transactions in the Scheduler. Access it from the Overview.

A scheduled transaction contains information to tell Money when and how often to generate the recurring transaction. When it is due, it will appear in the workspace of the scheduler and the transaction’s account. To confirm the transaction, tap the Pay button in the workspace.

Money supports the following frequencies for recurring transactions:

• One time
• Daily
• Weekly
• Monthly
• Yearly
• Every 2 weeks
• Every 4 weeks
• Every 2 months
• Every quarter
• Every 6 months

Create new scheduled transaction

1. Tap Scheduler in Overview;
2. Tap Add Transaction;
3. Enter the usual transaction-related information (payee, amount, category, notes, tags, etc.);
4. Select transaction’s date and its frequency.

Note: a scheduler can also work with recurring transfers from one account to another. To schedule a transfer, create a scheduled transaction regularly but select account to “Transfer To” or “Transfer From” in the category selection field.

Delete scheduled transaction

1. Find the scheduled transaction you intend to delete in an account or in the scheduler;
2. Tap the transaction, tap Edit, then tap Delete Transaction;
3. Money will ask if you want to delete a single payment or the current and all future payments. Select the intended option.

Budget

A user-friendly budget allows you to keep track of your spending habits and keeps you on track of your financial goals.

The budget in Money is based on budget categories, which offers a clear overview of income and expenses, to see where you are in terms of your financial goals and plan upcoming income and expenses effortlessly.

Money allows four budget views: one week, two weeks, one month, one year. All these periods can have custom start- and end-dates.

Start using budget

Budget is accessible from the Overview. The budget workspace is divided into two sections: Income and Expense. The top section will contain all your income transactions, while expenses will be reflected in the bottom section.

To start using budget, tap Edit. This will open a category selection screen, where you can select the categories and set desired budgets for the period indicated at the top of your workspace. After adding a category and setting a budget, transactions entered in that category will be reflected in your budget, and you will be able to clearly see if you are below or over your planned budget for the particular category or overall this period.

When you add transactions with new categories into accounts reflected in budget, these transactions will be displayed under Everything Else in the budget. You can quickly add these categories to your budget by tapping on a category in Everything Else, then tapping Add.

Change what you see in budget

Money allows easy selection of data that is shown in budget and adjusting how it is shown.

Change budget period
You will see the budget period start and end dates on top of the workspace. A tap on the dates will invoke a period selection and an ability to select a period’s start date. After selecting this, you can easily move around by swiping the period names left and right.

Select what data is shown
By default, Money reflects all transactions in budget. Tap Edit, scroll to the bottom of the budget edit screen, then select which accounts, tags, or transfers to include in or skip from the budget. Disable toggles adjacent to the items that you want to be excluded from the budget. To include an item in the budget, enable it with a toggle.

Note: Money employs visual cues to quickly inform you about the status of your budget. The budget amounts in the Income section are yellow if your income is below your plans and turns green as soon as you meet or exceed your plan. The amounts in the Expense section are green if they are below your set budget, turn yellow when you approach the planned amount, and turn red if you spend more than you planned.

Transactions

Transactions are the key element of Money. They reflect your real-life income and expenses and change the balances of your accounts.

Money has three types of transactions:

• Expense: money leaves the account;
• Income: money is added to the account;
• Transfer: money is transferred from one account to the other.

Note: to get more information about or edit a transaction, tap the transaction.
To see more transactions with the same payee or category, tap the payee or category.

Managing transactions

Adding transactions
To add transactions:

1. Tap an account in Overview;
2. Tap +;
3. Enter the transaction information:
• Payee: select from the list of nearby payees based on your location or start typing a name and see if it appears on the list. If the payee is not on the list, tap the Add button in the list to add a new payee. You can later edit this in Preferences > Payees.
• Amount: type in the necessary amount.
• Date: indicate the date of the transaction.
• Category: Money will suggest a category for known payees automatically. To change it, tap the transaction, then choose Edit.
• Notes and Tags: Enter relevant notes and assign tags to the transaction, so you can find it easily later, or generate reports based on tags. To indicate a word as a tag, type # before it.
• Transaction type or currency: tap “+/-“ to change the transaction type or “$” to change currency.
• Attachment: tap the camera icon to attach a photo to your transaction.

Refunds: if you are recording a refund transaction, you can mark it as a ‘refund’ in the Category section – the refund toggle is available as the topmost entry in the list. Once you mark a transaction as a refund, its amount will not add to your income or expenses but will be taken from them.

Deleting transactions
To delete a transaction, tap the transaction, tap Edit, then tap Delete Transaction. Alternatively, you can swipe left on a transaction to uncover additional actions.

Moving transactions to other accounts
To move a transaction to a different account, tap the transaction, tap Paid From, then choose an account where to move the transaction.

Transferring funds from one account to another
Money allows easily transferring funds to and from existing accounts. A transfer creates two transaction entries in the related accounts indicating an expense in the source account and an income in the destination account. Changes made to one of the transfer’s entries are immediately reflected on another corresponding entry.

To add a transfer:

1. Tap an account in the Overview;
2. Tap Add Transaction;
3. Tap Category and find “Transfer to” or “Transfer from” entries in the list;
4. Select the appropriate account into or from which you will be transferring funds;
5. Enter the rest of the transaction’s information.

Note: if the source and destination accounts have different currencies, Money will calculate the rate automatically, using the latest or preset rate. To see and edit rates, go to Preferences > Currency.

Splitting transactions
In certain situations, you may wish to account for multiple cash flow categories in a single transaction. Money refers to this function as a split. You can split a transaction’s total amount into different categories.

To add a split transaction:

1. Add a new transaction or tap an existing transaction;
2. Enter the first category and amount for it for a new transaction;
3. Tap Split icon to add another category and amount;
4. Splits will appear as you edit each category amount until their sum is equal to the total transaction amount.

Note: a single currency must be used when splitting a transaction.

Reconciling a transaction
Although you are likely to perform reconciliation on a regular basis and compare the whole account to a bank statement, Money allows reconciling separate transactions in the workspace.

Swipe left on a transaction you wish to reconcile to uncover quick actions, then tap Reconcile.

Accounts

Accounts in Money mirror your real-life financial accounts and are the first thing you need to set up in Money to get started. Money has six main types of accounts: bank, cash, credit card, loan, asset, and investment. You can add new accounts by tapping Edit > Add Account while in Overview. Money will present you with an option to add a simple type account (managed manually) or choose from a list of supported institutions to create a connected account (requires subscription) that connects to your bank and downloads transactions automatically.

Accounts can also be shared with other Money users to be tracked/managed collaboratively. Account sharing uses iCloud and requires all users to be subscribed to Money Premium or be owners of Money Standard inherited from Money versions 5 and 6.

Your accounts are listed in the Overview. This list shows account type (icon), name, currency, and balance. You can arrange the list in the Edit menu, or by long tapping an account and dragging it. You can also arrange accounts in groups for convenience or archiving closed accounts. To add a new group – tap Edit > Add Group in the Overview.

Simple type accounts:

• Bank: Displays all transactions to, from, and among your bank accounts.
• Cash: Tracks your spending in cash.
• Credit card: Displays charges made against your credit account.
• Investment: Displays your security-related transactions and reflects your brokerage account. Portfolio provides summary information about your holdings across all investment accounts, as well as gain/loss totals.
• Asset: Displays your valuable assets and helps you track changes in their value.
• Loan: Displays loans for which you maintain a payment schedule.

Money allows setting up as many accounts of each type as you need and differentiate them by name. For example, if you have two bank accounts, one in Bank1, another in Bank2, the most rational solution would be to create two separate bank accounts in Money and naming them after the bank names. Additionally, if you often use cash in different currencies, it would make sense to create separate accounts for each currency, and name them “Cash USD”, “Cash CAD”, “Cash EUR”, “Cash GBP”, etc. to avoid confusion.

Connected Accounts

Money can connect to more than 32000 banks across 57 countries and download transactions automatically into connected accounts. You can create a new connected account (see Create new account) or connect an existing account to a bank (use Edit Account, then tap the eBank field and select one of the available banks). You will be presented with the provider’s login screen – follow the instructions on screen to authenticate with the provider. If you are setting up a new account, after finishing all authentication steps you will be provided with a list of accounts available with this connection. Money will create all accounts that are selected. If you are editing an existing account, you will need to select one account from the list of accounts available with this connection. Once you have connected accounts, Money will regularly check and download new transactions from your bank.

Managing accounts

Create new account
Accounts are added by tapping Edit > Add Account in the Overview. Simple type accounts are managed manually. Choosing a bank from the list of available banks will create a connected account.

New account options
You get a variety of options to choose when creating a new account:

• Account name;
• Account currency (an arrow beside the account name);
• Account type: bank, cash, credit card, loan, asset, investment;
• Starting balance;
• Credit limit (credit card account only);
• Loan details (loan account only): APR, term, payment frequency, payment account selection;
• eBank – to set up Connected Account (requires subscription);
• Notes.

New accounts appear in the account list in Overview.

Edit an existing account
To edit an existing account, tap Edit in the Overview, then ‘i’ – this will let you edit account information. When you are finished, tap Done.

Share account
Money offers Shared Accounts that allow you to collaboratively maintain accounts with other users.

To share an account, tap Edit in the Overview, then ‘i’ with the account you wish to share, and select Share.

You can add more participants to a shared account at any time as well as revoke access to any of the current participants. To remove access for a particular participant, tap the participant and select Remove Access. You can tap Stop Sharing to completely stop sharing the account.

Delete account
You can delete accounts that are no longer necessary.

To delete an existing account, tap Edit in the Overview, then ‘i’ with the account you wish to delete, then tap Delete Account.

Restore from backup: if you want to restore data deleted a while ago, you can use the restore from backup functionality available in Preferences > Backup. Be careful, this will restore Money into the exact state it was at the time of that backup, so any data created later will be lost.

Multiple currencies

Money lets you manage accounts and transactions in different currencies and track exchange rates automatically. Money automatically sets the default account currency to match the one you have specified in Preferences > Currency. However, you can select one of the operational currencies to be used with a particular account, as well as change the account’s default currency any time when editing it.

In Overview, each account shows its balance in its default currency.

Note: if you would like to set a custom exchange rate for currencies, go to Preferences > Currency and tap the currency you wish to edit. Disable Update Rate Automatically and enter your desired rate. Tap Done to save changes.

Reconciliation

If you prefer to compare your records with those of your bank on a regular basis, Money makes it very easy to track the monthly statements your bank sends you.

Reconciling an account

• Go to an account you wish to reconcile from the Overview;
• Tap “…” and select Reconcile Account;
• In the Start box, enter the starting date of your statement. The amount in the Start Balance field is the ending balance from the last time the account was reconciled. This amount is automatically calculated for you but can be changed if necessary.
  In the End box, enter the end date and balance shown on your statement;
• Check the circles for transactions that match those on the bank statement;
• While you add or remove reconciled transactions, the Difference amount keeps changing. It shows the difference between the reconciled balance in Money and the balance shown on your bank statement. It should be 0;
• When you are finished, tap Done. If reconciliation is not finished, Money will ask to either save your progress and return to it later or add an adjustment transaction and finish reconciling;
• If the Money balance matches the bank statement balance, the transaction are marked as reconciled, and you can wait for the next bank statement.

Transaction status

Uncleared – The transaction is added to the account with no official confirmation on it. An empty circle during reconciliation indicates an uncleared transaction;
Reconciled – The transaction has been compared and matches the bank statement. It is the final status that marks a secure transaction. A checked circle indicates a reconciled transaction during reconciliation.

iCloud and Security

Money uses three extra layers of security to ensure the safety of your data – encryption, iCloud synchronization, and local backups. Adding a password encrypts Money data using a military-grade 256-bit AES encryption, while backing up data to iCloud not only allows keeping it up to date on several devices, but also ensures that data remains safe in case a device is reset, lost, or replaced. Local backups keep copies of your data made at certain points in time, and if there are any issues, Money can be restored to that particular state.

Password

To set a password, go to Preferences > Security, and tap Set Password. Enter a password hint that could help you remember the password in case you forget it.

After setting a password, Money will give you a recovery key that can be used to decrypt your data in case you forget your password. Please copy the recovery key and keep it in a safe place. If you forget your password and do not have the recovery key, your data will not be recoverable.

To change password, go to Preferences > Security, and tap Change Password. If you want to remove the password completely, leave the new password fields empty. This will also decrypt your data and continue unencrypted.

iCloud

Money will offer to use iCloud synchronization to keep your data up to date across your devices after launching the app for the first time. iCloud is also used to allow sharing accounts with other Money users.

If you chose not to use iCloud synchronization during the initial launch of the app, you can always enable it in Preferences > iCloud, by tapping Enable iCloud. This will copy your data into iCloud.

iCloud synchronization is carried out automatically, however, if you have unreliable connectivity, you can see the date and time of the last successful synchronization.

To disable iCloud synchronization, go to Preferences > iCloud, and tap Disable iCloud. Your data will no longer be synchronized with other devices.

Note: Money uses iCloud Drive to store its data. Please make sure you have iCloud Drive and iCloud access for Money enabled in your device’s Settings.

About Money iOS

Money is a powerful tool to oversee finances – personal, family, and business, record transactions, and keep on track of financial goals. This is made possible with Money’s powerful features presented with a sleek user-interface.

Money is a free download to allow users to test the features and see if Money is right for them. The free version allows using all of Money’s functionality but is limited to 100 transactions. The transaction limit is removed by subscribing to Money Premium which also contains Direct Downloads – this can be managed in Preferences > Premium.

Money incorporates six of the most common account types: Bank, Cash, Credit Card, Loan, Asset, and Investment.

Money allows users to connect to more than 32,000 financial institutions across 57 countries for automatic transaction data downloads (requires subscription).

Money supports Shared Accounts that can be maintained by multiple users and changes will be synced via iCloud in real-time (requires Money 7.0 or later on all devices).

The user interface in Money is designed to be easily readable, conveniently usable, and elements are presented in a consistent manner for intuitive usage.

Money user-interface consists of three main elements:

• Overview. Contains a quick-access dashboard with budget, scheduler, reports, list of accounts and groups.
• Workspace. Displays a list of transactions, a report, a budget, etc., depending on the selection in the Overview.
• Information. Contains more details about a specific item from the workspace, allows data entry and editing, actions for scheduled transactions. Accessed by tapping a selected item in the workspace.

Additional user-interface elements:

• Search field. Used to quickly find items by payee, category, tag, account, note, status, date. Available in account and All Transactions views.
• Add button. Used to add new transactions.