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iCloud and Security

Money uses three extra layers of security to ensure the safety of your data – encryption, iCloud synchronization, and local backups. Adding a password encrypts Money data using a military-grade 256-bit AES encryption, while backing up data to iCloud not only allows keeping it up to date on several devices, but also ensures that data remains safe in case a device is reset, lost, or replaced. Local backups keep copies of your data made at certain points in time, and if there are any issues, Money can be restored to that particular state.


To set a password, go to Preferences > Security, and tap Set Password. Enter a password hint that could help you remember the password in case you forget it.

After setting a password, Money will give you a recovery key that can be used to decrypt your data in case you forget your password. Please copy the recovery key and keep it in a safe place. If you forget your password and do not have the recovery key, your data will not be recoverable.

To change password, go to Preferences > Security, and tap Change Password. If you want to remove the password completely, leave the new password fields empty. This will also decrypt your data and continue unencrypted.


Money will offer to use iCloud synchronization to keep your data up to date across your devices after launching the app for the first time. iCloud is also used to allow sharing accounts with other Money users.

If you chose not to use iCloud synchronization during the initial launch of the app, you can always enable it in Preferences > iCloud, by tapping Enable iCloud. This will copy your data into iCloud.

iCloud synchronization is carried out automatically, however, if you have unreliable connectivity, you can see the date and time of the last successful synchronization.

To disable iCloud synchronization, go to Preferences > iCloud, and tap Disable iCloud. Your data will no longer be synchronized with other devices.

Note: Money uses iCloud Drive to store its data. Please make sure you have iCloud Drive and iCloud access for Money enabled in your device’s Settings.

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